Our London Team

Bankruptcy Trustee LondonNorma Yau
Norma has been a licensed trustee since 1996.  She has worked for both large and small trustee firms in the London area and brings both dedication and experience to finding solutions that work for her clients. Together with Joel, she works diligently to ensure London and area residents receive the information and assistance they require in addressing their financial problems.

Joel Sandwith Bankruptcy LondonJoel Sandwith
Joel completed his BA in Management Economics at the University of Guelph and worked in the credit counselling field prior to joining Hoyes Michalos & Associates.  Joel has completed his Insolvency Counsellor’s Qualification Course and has more than 10 years of credit counselling experience. Clients who meet with Joel find him to be a very kind, understanding and compassionate listener who is always eager to help.
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