I heard a couple of interesting things on the news in the last month. First, it would appear that our Canadian university football teams have made the headlines – players are using performance enhancing drugs in order to obtain an advantage on the football field. Second, the Ontario Lottery and Gaming Corporation (OLG) is getting into the on-line gambling business – several groups have spoken against this initiative citing concerns that bringing gambling into the home will facilitate serious gambling addictions( I can’t say I disagree, but that is not why I am writing this blog).
So, why are these two items of interest? In listening to the discussions about football and gambling, it occurred to me that those who use drugs on the football field and those who gamble share something in common – the desire to put themselves in a better position. Football players use drugs because they want to win (and to better their chances of getting to the pros); those who gamble want to win so that they have more money to either deal with their current financial difficulties or to be able to live a better life. Sadly, we do not always win – often football players get caught and end up ruining their athletic careers, and even more often people that gamble lose and end up exhausting their savings or worse, using credit to support the hope of the big win. In both cases, life changes dramatically and the financial impact can be devastating. In some cases, the effects can be so devastating that folks are simply left with no alternative but to explore options to deal with the mounting debt and frustration. This brings us to Hoyes, Michalos & Associates – we help people that find themselves in financial trouble, for whatever reason, find solutions.
Oddly enough, football, gambling and bankruptcy do have something in common. You may not be a football player and you may not have a gambling problem, but you might be in financial trouble – however you got there, please know that there is help available. So, give contacting us some thought – give us a call at 310-PLAN or visit us at www.hoyes.com; read about consumer proposals and bankruptcy – in fact, maybe another option might work for you – maybe you could qualify for a consolidation loan or maybe a debt management program might be the answer. There are alternatives to the worry and stress of debt; you do have options. If we can help, we’d be pleased to do so.
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