The personal bankruptcy process starts with a simple first step: decide that you need help. Once you realize that you cannot pay all of your debts on your own, it’s time to seek professional help. You can talk to an accountant, or a lawyer, or a credit counsellor, or you can contact us for a no charge initial consultation.
At that initial meeting will we explain how to file bankruptcy in Canada (since the process is the same across the country), but more importantly we will explain your options for you, right here in London. For example, it may be possible to avoid bankruptcy by filing a consumer proposal, so we will explain to you the advantages of filing a consumer proposal.
If a bankruptcy is necessary, we’ll explain the entire process. We’ll explain your duties, including the surplus income calculation.
More importantly, we will give you hope. We will show you that you don’t have to suffer with too much debt.
We understand that sometimes bad things happen to good people. Most of the people we meet with in our London office have too much debt because they lost their job, or had their income reduce, or had a medical issue, or got separated or divorced. Regardless of how you got your debt, we will show you the ways to deal with it.
Imagine what it would be like to have no more debt. Imagine what it would be like to be able to answer the phone, or open your mail, without worrying about who is yelling at you for money.
There is hope, so please give us a call here in London at Phone: (519) 435-1500 or use the contact form on the side of this page to send us an e-mail, and we can chat on the phone, and then arrange your no-charge, no obligation initial consultation. Let’s get started.
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